Commercial Lending Solutions
We’re local, we’re committed to business growth in Southern California and we’re ready to connect your business with success. When it comes to the lending side of your business model, we’re not just a bank. We’re a partner. Our success is your success. Our growth is your growth. That’s why we offer a wide array of business loan types, established to meet your business needs and goals.
With a local, fast and efficient approval process our lending team is comprised of business leaders in the community with unparalleled experience and knowledge. From SBA to conventional…from equipment financing to commercial real estate financing and new construction loans…Partners Bank offers loans with a range of flexible terms and features for your business needs.*
Want to get started on a financing solution from Partners Bank for your business? Give one of our business lending specialists a call today at (866) 323-2741.
Business loans can provide funds to finance business assets, growth, and assist in working capital. Our loans always include professional guidance, competitive rates and terms, and local, professional service.
We offer a variety of terms:
- Secured or unsecured.
- Fixed or variable rates.
A commercial line of credit can provide short-term cash if your business experiences seasonal or cyclical cash needs – or investment opportunities arise. With flexible terms and variable rates, a commercial line of credit may be the perfect solution for your business’s growing needs.
Stay ahead of the competition by getting into the location that's a perfect fit for your business. Now is an excellent time to purchase or refinance commercial property.
- Choose from fixed and variable interest rates
- Owner-occupied real estate purchase and re-financing
- Multi-family real estate
- New construction loans
If your business needs to update or upgrade its business equipment to maintain your competitive edge, an equipment loan from Partners Bank of California can help. If you are still paying on another equipment loan, refinancing your existing loan can increase your cash flow.
Equipment financing terms include:
- Purchase or refinance new or used business equipment
- Secured by business or manufacturing collateral
- Fixed and variable rates
We offer Small Business Association (SBA) and California State and USDA government guaranteed loans. You can use your loan to start a new business or to help operate, acquire, or expand your existing business. As a Preferred Lender (PLP) with the SBA, our customers can take advantage of a local, efficient and quick loan approval process. Small businesses can gain the resources they need for growth and expansion much quicker than from a non-PLP lender. SBA loans are often an ideal solution for small businesses where conventional business lending may not be a good fit.
Some uses suitable for SBA loans include:
- Purchase, expand or convert business real estate.
- Purchase equipment, machinery, furniture, fixtures, supplies, or materials.
- Long-term working capital needs including the payment of accounts payable and/or for the purchase of inventory.
- Short-term working capital needs including seasonal financing.
- Purchase an existing business.
Our loan officers can help match your business to the government loan program that best suits your needs. Give us a call at (866) 323-2741 to get started today!
* All loans subject to credit approval and customary commercial due diligence by Partners Bank of California.